Disclamer and Guarantee


The content and materials on www.IntegratedLoanAssistance.com are provided for educational purposes, to enable users and customers to learn about their options regarding credit repair services.  The content does not and is not intended to constitute legal advice or advertising.  Furthermore, the content on this site does not create and is not intended to create a client-advisor or attorney-client relationship between the user and Integrated Loan Assistance, or any of their agents or representatives.

Integrated Loan Assistance’s statements to client, nor anything contained in these terms shall be construed as a promise or guarantee about the outcome or any specific results on client’s case.  Neither Integrated Loan Assistance, not its partners, counselors, agents, representatives, affiliates, employees or associates makes any such promises or guarantees. Integrated Loan Assistance cannot guarantee or promise that inaccurate, unverifiable, or outdated information will be removed from the credit report.  Integrated Loan Assistance’s comments regarding the outcome of this matter are merely opinion and shall not be relied upon by client.

Client also understands that negative credit items may reappear on the client’s credit profile after a certain period of time. Removal of negative items from client’s report is at the sole discretion of the credit bureau. Client acknowledges that Integrated Loan Assistance does not make any promises or guarantees regarding the outcome of your case. The client further agrees to hold Integrated Loan Assistance, its partners, counselors, agents, representatives, affiliates, employees or associates harmless for any liability should Integrated Loan Assistance be unable to perform services or if deleted or modified credit items reappear on credit over time.

Integrated Loan Assistance accepts clients only through proper screening with our customer service representatives.  Prior to signing up for and being accepted to our program, please do not send us confidential information unless you have express authorization from one of our service representatives to send us such information, and always retain a copy for your records.



You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any ‘credit repair’ company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.

You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it.

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information, contact:

The Public Reference Branch

Federal Trade Commission

Washington, D.C. 20580



We offer the industry’s first guarantee to Lending Professionals, because we are that confident you will maximize your business when you work with us.

Here’s how our guarantee works-

  1. Refer a minimum of twenty clients that enroll in to our program within the period of one year, beginning on the receipt of Lending Professional’s twentieth client referral to Integrated Loan Assistance.
  1. Each referral must be enrolled in our program for a minimum of two months, having made two consecutive monthly service payments of $99.00 per month.
  1. Each referral must confirm the Lending Professional that referred them to Integrated Loan Assistance.

If, within a period of one year, you send a minimum of twenty client enrolled referrals, and none of them close a loan with you, we will work for free with up to three clients at a time for up to one year, or until one of your clients close a loan.