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The Five Cs Lending Professionals Should Recognize to Evaluate Their Client’s Creditworthiness

Let’s say your client is in the market for a big purchase. They come to you for a loan to buy a house, a car, maybe a boat, or another sizeable item that requires a loan. The first thing you as a lending professional should do to make a determination on a loan request is to evaluate the client’s creditworthiness, which will better inform the client’s chance of repaying their loan.